• Email Support info@bmebd.com
  • Call Support 0170 999 8383~86
  • Working Hours 9am-6pm

MICR (Magnetic Ink Character Recognition) Machines in Bangladesh

The machine recognition of numeric data printed with magnetically charged ink. It is used on bank checks and deposit slips. MICR readers detect the characters and convert them into digital data. Although optical methods (OCR) became as sophisticated as the early MICR technology, magnetic ink is still used. It serves as a deterrent to fraud, because a photocopied check will not be printed with magnetic ink.

MICR (magnetic ink character recognition) is a technology used to verify the legitimacy or originality of paper documents, especially checks. Special ink, which is sensitive to magnetic fields, is used in the printing of certain characters on the original documents. Information can be encoded in the magnetic characters.

The use of MICR can enhance security and minimize the losses caused by some types of crime. If a document has been forged - for example, a counterfeit check produced using a color photocopying machine, the magnetic-ink line will either not respond to magnetic fields, or will produce an incorrect code when scanned using a device designed to recover the information in the magnetic characters. Even a legitimate check can be rejected if the MICR reader indicates that the owner of the account has a history of writing bad checks.

Retailers commonly use MICR readers to minimize their exposure to check fraud. Corporations and government agencies also use the technology to speed up the sorting of documents.

Benefits of the MICR Line: 
One of the benefits of the magnetic ink character recognition line is its ability to quickly facilitate the use of routing numbers. A routing number or routing transit number is a specific nine-digit numerical code, which banking and other financial institutions use for the purpose of clearing funds and/or processing checks in the U.S. As it appears on the front of a check, the routing number represents the bank that holds the account from which funds are to be drawn. Wire transfers and direct deposits often rely on routing numbers.


  • Magnetic ink character recognition is the line on the bottom of a personal check that includes the account, routing, and check numbers. 
  • MICR numbers are readable by individuals and computers, where its special font helps limit check fraud. 
  • The technology is also used to print financial forms, credit card invoices, and rebate coupons.
  • MICR benefits include quickly facilitating routing information and making it difficult to alter checks.